You love your pet, and want to make sure that you can afford the proper treatment that it deserves.
We know that two out of three pets will need veterinary treatment each year for unexpected illness or injury, so we need to plan ahead
for those expenses. Modern veterinary care is wonderful, but can involve a great deal of cost.
Vets Own will pay up to 80% (depending on the level of cover selected) of eligible costs of treatment for unexpected
Illness and Accidental Injury up to the applicable limits of the policy you
choose. An annual excess of $50 for each condition will apply.
You can afford the proper care that your family pet deserves with Vets Own Pet Health Insurance.
There are three Vets Own Pet Health Insurance policies. Each offers great benefits, with very competitive premiums.
There is a 10% discount for second and subsequent pets (see the Multiple Pet Discount Table below).
Policy
Lifelong Accident Only
Lifelong Accident + Illness
Lifelong Accident + Illness + Good Health Rewards
Accidental Injury p.a.
$6,300
$6,300
$6,300
Illness Cover p.a.
$6,300
$6,300
Good Health Rewards
$100/yr
Dental Illness Cover Option p.a.
$2,000
$2,000
Overall Annual Claim Maximum
$6,300
$12,600
$12,700
Monthly Rates inc GST - 80% rebate
$23.65
$40.50
$48.10
Each additional pet
$21.29
$36.45
$43.29
Dental Cover per month
$2.20
$2.20
Cat Discount
$1.00
$3.25
$3.25
Condition Excess
$50*
$50*
$50*
Sub Limits
Medicines & Drugs
$1,200/yr
$1,200/yr
$1,200/yr
Hospitalisation
$1,200/yr
$1,200/yr
$1,200/yr
Radiology / X-rays
$1,200/yr
$1,200/yr
$1,200/yr
Skin Conditions
$1,600/yr
$1,600/yr
Tick Paralysis
$500/yr
$500/yr
$500/yr
Minimum Age
8 weeks
8 weeks
8 weeks
Lifelong Cover
Automatic
Join by 9th birthday eligible for Lifelong Cover
Join by 9th birthday eligible for Lifelong Cover
Select Breeds per month extra
$5.00
$5.00
$5.00
* An annual low excess of $50 for each condition applies
How can I apply now?
There is no risk in applying - you have a 14 day cooling-off period, and if for any reason you are not happy, simply cancel
for a full refund (provided no claims have been made). You can choose from:
1. Online application. This is the fastest way to cover your pet as promptly as possible. Click the JOIN NOW button to the right to apply online now.
3. Call our office on 1300 668 890 and talk to our helpful staff. They will take your details
over the phone, and complete your application form for you. Or if you prefer, they can post you out a brochure.
4. Discuss pet insurance with your family vet, and obtain an application form from them.
5.Email us, and we will post you a brochure with an application form.
Why I should insure my pet?
Some important pet care facts you need to know...
Two out of three pets will need treatment for sudden and unexpected illness and injury each year.
Modern veterinary treatment can provide amazing results with sick and injured pets, but this often involves a lot of expense.
We often see dogs and cats of 15 years, or even older, living active and happy lives. Vets Own Pet Health Insurance will provide lifelong cover to
help make those "olden years golden years".
Vets Own Pet Health Insurance will help you afford the proper care your pet deserves, so that it too can live to a
ripe old age, happy and active as a much loved family member.
Is there a higher cost for some breeds?
A small number of breeds have a claims history that is higher than average, so it is only fair that owners of those
breeds contribute to these extra costs.
The following are Select breeds, whether pure breed or part breed, and cost an extra $5.00 per month.
Alaskan Malamute
Bernese Mountain Dog
Boxer
Bull Terrier
Bulldogs (all breeds)
Chow Chow
Great Dane
Golden Retriever
Irish Wolfhound
Mastiff (all breeds)
Newfoundland
Old English Sheepdog
Pit Bull Terrier
Pyrennean Mountain Dog
Shar-pei
St Bernard
How does Good Health Rewards help my pet?
Good Health Rewards are included in the Lifelong Accident + Illness + Good Health Rewards
Policy. Good Health Rewards give you a $100 rebate each year for each pet when you spend $200 or more each year
at your vet on preventative health care items.
We want to help you keep your family pet in the best of health. There are no restrictions on
what your veterinarian can include in Good Health Rewards for your dog or cat.
If your veterinarian recommends a product or service for your dog or cat, then it is eligible for Good Health Rewards.
What a great idea to help you keep your pet healthy and happy
How do I claim my Good Health Rewards?
Claiming your Good Health Rewards is easy. Simply complete the form, entering the details of the items claimed, and the costs, and
ask your vet or vet nurse to sign it off. Then either post or fax the form, and within a few days the $100 will be paid into your designated account.
If you pay by the month, you may need to wait until your policy has been in force for three months before
being eligible to claim your Good Health Rewards.
Yes, you receive a discount of 10% on the base premium to insure your second and
subsequent pets (Note: Select Breeds cost an additional $5.00 per month no further discount applies).
Vets Own Pet Health Insurance helps you afford the best of care for your best friends
How much can I get back each year?
Vets Own Pet Health Insurance annual limits are reached only in a very few rare and extreme cases.
You could receive up to $12,700 each year with the Lifelong Accident + Illness + Good Health Rewards Policy.
You could receive up to $12,600 each year with the Lifelong Accident + Illness Policy.
You could receive up to $6,300 each year with the Lifelong Accident Policy.
In addition you could receive up to $2,000 each year with the dental illness benefit option. (Available in conjunction with the illness policies.)
Are there any sublimits?
Yes, there are very generous sublimits that are very rarely exceeded. Compare
Vets Own Pet Health Insurance annual sublimits with other policies and see why so
many people have chosen to insure their pet with Vets Own.
Rates & Benefits
What are the costs and benefits?
Claiming your Good Health Rewards is easy. Simply complete the form, entering the details of the items claimed, and the costs, and
ask your vet or vet nurse to sign it off. Then either post or fax the form, and within a few days the $100 will be paid into your designated account.
